prime gods

I just came from a two-day Internet Marketing Event wherein high-profile internet marketers from around the world shared their experiences and some knowledge on how they have achieved their success. These two days is probably one of the highlights in my internet marketing career – I’m definitely going to be rich. And not just rich, I’ll be one of the New Rich!

For those who don’t know what the “New Rich” is, these are people with passive recurring income who have a lot of time for themselves and their loved ones to do pretty much whatever they want. ^_^

The attendees of the event range from staff, to managers, and business owners. I even met two people, John and Maicel, who came on their own and paid for the event themselves for personal gain. The attire also ranged from casual to semi-formal and corporate attire. Then again, it doesn’t matter if you come in breeches or just a simple T-shirt. The main question at the end of the day is, “Will you be willing to take the risk and follow the speaker’s footsteps in becoming the New Rich?”

I am.

Finally, I now have my very own WD MyBook external hard drive! I have been planning to get one since my last birthday, unfortunately, I had so much outstanding balance in my credit card that I was forced to close my accounts and settle my debts. A friend of mine who does credit repair services taught me on how to regain my good credit standing in my other cards.

As a rule of thumb (my friend said), never exceed your credit beyond ten percent of your annual income, or you will have a hard time paying for it. This is certainly true for me. I personally have incurred charges of more than fifty percent of my annual income. I did not notice it at first because credit card companies usually offer twelve months installment plans. After several purchases, my monthly due’s were way out of my budget.

The solution was simple. Discipline.
I just needed to prioritize stuff that I really need (not the ones I think I need). I listed down the things I wanted to buy and sorted them out according to necessity. On top of my list were things that I use to get income from like a PC (I’m a web developer). I used those income generating stuff to get more income to pay for my other debts. Eventually, the sacrifices paid off. It took me a year but now I’m debt free and happy.
Right now, I have a new job and a business of my own, thanks to my PC.

So I guess I learned the hard way. Good thing I had someone to give me advice on what to do. In summary, keep cool and always keep your priorities straight. Believe me, you won’t want to end up in my past situation.

Tea time in the family is the time to discuss and share our lives to close relatives. We always held every third Sunday of the month in our house. Besides having Tea this Sunday Anne prepared Fettucini Alfredo with Sergey. While they were cooking, I decided to ask my uncle if they were able to get their insurance quote from the insurance company. Their car got into a serious accident two weeks ago. Luckily, it was still on insurance at the very least they can have the whole car fixed or even get a new one.

The whole afternoon was spent talking about car safety. I have been in 2 car accidents last year. Both are not my fault. One was even a day after my birthday. I didn’t get any serious injuries but it makes you realize that life is as easy as two fingers snapping. Always fleeting and always changing.
It was good that no one got hurt, not even a scratch from that accident although it’s always better to be safe than sorry.

Jerry, Vic, Joyce and I decided to meet up for a shopping Sunday. Among all other things we had stuff to buy.ball lock pins, ipod, shoes, and a dress for my date tomorrow was on the list. We met at 10:30 at starbucks for coffee. Last night Jerry and I were quite drunk and a caffeine juice would be perfect for a quick fix. At 11 a.m. we went to the mall in search for our stuff to spend on.

Lo and behold the moment we stepped inside Isa, Adrian, and Angelo were there as well. It looks like it’s going to be another Wednesday group episode. So we all decided to get together and buy our stuff together. From 11 a.m. to 9 p.m. we stayed looking for our stuff when we can just do that in 1 hour ourselves. It was fun. But then when isn’t it that fun when I’m with them? Till next Wednesday again.

Yesterday I have received my Christmas bonus. I’m planning to start a small business or just get a franchise. The nightly news about economic slowdown has made me think twice on spending my cash bonus. I consulted friends of mine who were professionals in marketing management and asked them about tips on starting a small business. I also asked what type of businesses are still feasible knowing that we are in economic crisis.

The best investment for my money – settle all my debts first. This is the best way to begin investing they said. If I have no more interest-earning debts, all the profit in my business can be used to expand it. I haven’t thought of this but it really makes sense, not that I have much debt. They also suggested that I get an in-depth training about the franchise first before I get into it. They also added that I must be completely educated on the terms and conditions of the franchise of my interest. Having a business of your own can really be stressful if you are not fully aware on how to run it. I thought of hiring someone who can manage the business but they said that will only add to expenses. And so I decided that I’ll just save the plan for later until I have paid all my credit card bills and have studied about the details of my planned business.

Today, I shall review this website called instantmoney4u. This site shares a method that helps you earn fast cash. You can read stories here shared by other people who have succeeded in using this certain method.

This method is called the Reverse Funnel System. I better not post here the complete details since it would spoil the fun in visiting the site and seeing it for yourself. It claims that as long as you have a computer that has access to the internet, this system will work for you so I guess it�s pretty much easy and it would most probably benefit you regardless of your social status (eg. Background, education, etc.).

By the looks of it, I can see that it turns out to be quite successful. You can see success stories of real people on this website. This site is also pretty much user friendly since it�s easy to navigate and to register. You just have to enter your name and e-mail address and the owner will send you all of the details of the system. If you have further comments about this website, try commenting on this blog post. It would be greatly appreciated.

This is a very good day for me because I finally got my finances in order. That is, after months of agonizing about which needs have to be paid first, how much budget remains and for how long it will last, what not to buy, how to save more, etc.

For some reason, my salary came on time, and so I was able to pay all my bills and most of my debts on time also. I put some of the remaining money in my savings account, and now I still have money left to buy one luxury item. Unfortunately, the money�s not enough to buy a replacement for my old viewsonic monitor. I�ll have to wait until next month�s salary comes.

My cousin Abi recently had a new sideline – wholesale fashion jewelry. For a medical student like her who should be concentrating on her acads, I guess selling small items to earn some money to compensate for her luxuries is okay.

At first, she used to sell one type of product which her customers can pay in a month. After earning a little, she added other product types, and then increased her list of products until she was known in her medical class as �Doctor Entrepreneur�. One of her customers� favorite is the very attractive jewelry with gemstones in different colors. She would buy this fashion jewelry in wholesale in a store that sells it in a cheaper price, and then she would sell it in retail in a higher price packed in attractive containers plus a little charm while advertising to her colleagues.

Abi shared that her customers would even give her tips to earn more� So the cycle continues.

I was watching the news last night and encountered the phrase �structured settlement�. With the word �settlement�, I immediately associated it with �divorce�. However, I wasn�t satisfied with this mere assumption, so I decided to do research about it. Here�s what I found out:

• Structured Settlement is defined in Wikipedia as �a financial or insurance arrangement, including periodic payments, that a claimant accepts to resolve a personal injury tort claim or to compromise a statutory periodic payment obligation.�
• This is the usual structured settlement procedure: First, an injured party (the claimant) settles a tort suit with the defendant (or its insurance carrier) pursuant to a settlement agreement. This agreement provides that, in exchange for the claimant’s securing the dismissal of the lawsuit, the defendant (or generally its insurer) agrees to make a series of periodic payments over time.
• A structured settlement, according to ExpertLaw, �can provide for payment in pretty much any schedule the parties choose.� That is, settlement may be paid in annual installments over a number of years, or it may be paid in periodic lump sums every few years.
• One of the reasons why a lot of people opt for structured settlement is because of tax avoidance. A structured settlement, with the correct set-up, may significantly reduce the plaintiff’s tax obligations as a result of the settlement. In some cases, it may even be tax-free!

For the past year, I�ve been doing a lot of research about the website I�m planning to create. The concept was well thought of and, as of the moment, there is very little competition in the niche I selected. Unfortunately, according to my future partner, Nap, aside from part time programmers, we will also need a venture capitalist for the said project.

I was devastated. I do not have any rich friends or colleagues that qualify as venture capitalist. I asked another friend who�s into finance for advice. He recommended availing of Secured Loans. I was hesitant. I hate loans. It takes a long and tedious process plus interest. However I want to spend my money, I want to receive it quickly and with the minimum of fuss. But then, if it entails having to avail of a secured loan to be able to create and run my website, then so be it.

Being a first timer, I decided to do intensive research and compare loans online. After all, where money is involved, one can never be too careful. I was surprised to find out that there�s some sort of search engine for loans which allows you to search and compare 100′s of secured loan plans from 12 of the leading secured loan lenders in the United Kingdom. That is, you can use it to search for both secured and Unsecured loans. Pretty amazing stuff, eh? It saves you plenty of time with one easy search.

Thanks to the time-saver loan search engine, my choices have been immediately narrowed down to only three. I�ll be calling them up for more details. Afterwards, I�ll be meeting with Nap sometime this week for further discussion about this type of funding instead of searching for a venture capitalist. Hopefully, we�ll get to run our business soon.