Written on Monday, 7 of November, 2011 at 2:31 am
Since it’s the christmas season, I’ve began to worry about what presents I should get for certain people in my life.
I have had most of them figured out, but one of the things I haven’t settled for yet would be possible christmas gifts for mom. I already got her a wallet for her birthday (which I’m happy to see that she uses everyday), and that’s the only thing I put on the list I made whenever I notice that people need or want certain things…
I’d get her shoes, but she has these specific types of shoes that she can’t wear. She has wide toes, so I don’t think getting her just any shoe would work. I don’t want to give her gift certificates either. I want to give her something with a personal touch, something she knows I’ve thought of so hard to get / achieve / give to her. I’m really running out of ideas, though.
Do you have any suggestions? What kind of presents are you getting your parents this year?
Category: events & happenings,finance,mumblings
Written on Saturday, 12 of February, 2011 at 11:57 pm
It seems like wherever I go, all I see are people listening to their ipods, playing games and not minding each other.
I find it scary. We might even reach a point where we end up ignoring each other and just minding our own business, using apps and all that.
But that’s probably just me being paranoid. I’d be a hypocrite if I said I hate ipods and we shouldn’t ever use them, because I pretty much can’t live without mine! It has pretty much consumed my life, and I am entirely dependent on it now. Haha!
Most of my schedules are there, and I have a lot of to do lists stored on it. It’s just convenient since it’s portable and you can do a lot of things with it, not to mention the very reasonable price and sleek interface!
What kind of ipod do you have and what do you want to have? Share it with us!
Category: finance,games & gambling,tech-stuff,toys
Written on Monday, 20 of December, 2010 at 1:34 am
As I was looking for a Blue Cross Blue Shield health savings account, I stumbled upon photos of the new Philippine Peso bills to be released this month.
I couldn’t help but notice how colourful these bills are, and how I wouldn’t be able to complain about the colours being too hard to determine. (I used to complain about the 1000 peso bill looking like it was colour green when it was in fact blue and most of my friends laughed at me for it.)
Apparently they have more to them than just the designs– my mom told me they were anti-bacterial too. And I really wouldn’t know the specifics on how they managed to do that, but all in all, I love the new bills to be released. What do you think of them?
Category: finance,my discovery
Written on Friday, 10 of December, 2010 at 5:31 pm
I started this freelance web development service a month ago, but only a few clients made calls. Seems like small companies are not very fond of the java programming language.
Being a Java web developer is a big challenge. First you have the different third party frameworks, which are quite handy but very difficult to implement if you are inexperienced. Then you have the web hosting issue. Java applications run on Java servers which are not very common compared to apache PHP servers. Also, applications may need special server configurations which makes java web hosting more expensive. So since one of the problems is big expenses, another problem is expected. Less clients.
Fortunately, new webhosting companies are offering cheap dedicated hosting packages. So problem 2 and 3 are already solved. I just need to find a good way to advertise my services so I can gain more clients.
Category: finance
Written on Friday, 26 of November, 2010 at 12:28 pm
Since a lot of people earning money nowadays plead or demand for cash advances, I figured I might as well find out and understand how it works.
Apparently, most credit card and charge card issuers provide this service. Most people find this actually beneficial due to the fact that some unexpected emergencies come up, and there wouldn’t really be any other way to pay for it unless a cash advance existed. This is what most credit cards are for. They allow you to withdraw cash up to a certain amount, and then charge you after.
This can be a drawback for most people who can’t handle their financial issues well enough, however, so if you think you’re not really in control of yourself just yet, it would be best for you to practice and enhance your financial handling capabilities before moving on to the next level. Trust me, it will all be worth it after it all.
Category: finance
Written on Sunday, 14 of November, 2010 at 5:19 am
My father has been getting a lot of car trouble recently, and he asked me to look up good car insurance rates for him on the internet since he doesn’t really even want to bother touching a computer, let alone learning how to operate one.
Our engine died five times on a row, our air conditioner keeps messing up, and strange noises keep coming out of our engine.
The problem with asking me to do this is, I don’t know what kind of factors I should look for in car insurance rates. I’ve heard that the coverage and deductible are the two main factors, but I can’t really tell if a company is good based on what its website says.
Got any to tell or share? Drop a comment and we’ll check it out! I’m sure my dad would be really grateful.
Category: finance
Written on Saturday, 23 of October, 2010 at 10:51 pm
My cousin has been looking for Outer Banks foreclosures, he’s always had trouble managing things–including property.
Ever since we were young everything he touched would be destroyed. We used to call him “The Destroyer” for that, and up until now, he still lives up to his title. It’s funny, really.
Do you have any Foreclosures to recommend? It would really be greatly appreciated. Feel free to just comment on this page. I gave the link to my cousin and I made sure he checks it everyday.
He knew I blogged a lot and that people read this, so he figured posting a little question/survey would help him look for a decent foreclosure.
Category: business,finance
Written on Friday, 20 of August, 2010 at 3:22 pm
My friend who lives in Canada asked me to look for online insurance quotes today, as well as a few other things to help her with her daily activities.
It got me hyped up, helping her like that. I wanted to move somewhere and start a new life, as well, but in order to do that I had to have savings, so I’m going to have to live the way I’m living right now and make sure I keep some of what I earn for my future.
Saving up really is one thing most of us need to consider doing. It’s not healthy to spend all that you earn in one go. Sure, buying yourself a pair of expensive shoes won’t hurt, but if you keep doing that again and again, you’ll end up finding yourself borrowing money from your friends and getting so broke you’d wish you started saving up.
Category: finance
Written on Friday, 9 of April, 2010 at 9:34 pm
When asked what they prefer, having a business or being employed, most people answer “having a business of course” especially “owning a company”. As this may probably be your choice too, we all know that this is not an easy goal to achieve. This is why some just search the net for New York jobs to get the best positions to apply for.
So what does it take to start a good business? Is it the money? An MBA perhaps? Take for instance the story of how Paypal started. Max Levchin, the mind behind Paypal started out small by creating encryption tools for Palm Pilot. He did not have enough money, but somehow, his determination to succeed made him find an investor that helped him expand his company that now became the most trusted portal in internet money transactions. Basically, successful businesses start out small, but with the biggest efforts involved. You do not need the money, you just need a very good idea and a will to succeed. Everything follows after.
Personally, I love being employed. However, I want to work someday just for pleasure. This is why my goal is to have my own company, while still working for another one. This way I get to enjoy the job I do at the same time become financially secured in the future.
Category: business,finance,mumblings,tips and tricks
Written on Saturday, 6 of March, 2010 at 8:59 pm
I just came from a two-day Internet Marketing Event wherein high-profile internet marketers from around the world shared their experiences and some knowledge on how they have achieved their success. These two days is probably one of the highlights in my internet marketing career – I’m definitely going to be rich. And not just rich, I’ll be one of the New Rich!
For those who don’t know what the “New Rich” is, these are people with passive recurring income who have a lot of time for themselves and their loved ones to do pretty much whatever they want. ^_^
The attendees of the event range from staff, to managers, and business owners. I even met two people, John and Maicel, who came on their own and paid for the event themselves for personal gain. The attire also ranged from casual to semi-formal and corporate attire. Then again, it doesn’t matter if you come in breeches or just a simple T-shirt. The main question at the end of the day is, “Will you be willing to take the risk and follow the speaker’s footsteps in becoming the New Rich?”
I am.
Category: finance,mumblings